Student Insurance

KCU students are required to maintain personal health insurance. The University has partnered with Blue Cross Blue Shield of Kansas City to offer a student health insurance plan to all students. All KCU students are enrolled in the plan, but the University does allow students to opt out of the plan should they already have a health insurance plan that meets the KCU’s minimum coverage standards.

Needle-Stick Insurance Coverage

KCU-COM has partnered with Hartford Life Insurance Company to provide Needle-Stick Insurance coverage for all COM students. The Needle-Stick Insurance policy assists in covering medical expenses incurred by students during KCU-related activities that are not covered by the student's personal medical insurance. Please Note: This policy does not replace your personal medical insurance policy, and you are still required to carry you own personal medical insurance.

As with every insurance policy, exclusions apply. If a needle-stick injury occurs as a first- or second-year student, please contact Student Affairs for information as to whether your injury qualifies for this coverage and directions for filling out a medical claim form. If a needle-stick injury occurs as a third- or fourth-year student, please contact your Clerkship Coordinator for information as to whether your injury qualifies for this coverage and directions for filling out a medical claim form.